Educational definitions
37 terms
Alert
AML/CFT
Plain meaning
A signal generated by a screening, monitoring, data-quality or risk rule that requires triage.
In Clarivy
Keeps the source, rule version, priority, owner and resolution attached to the case.
Case
Workflow
Plain meaning
The controlled record used to investigate and resolve one customer, merchant, event or risk concern.
In Clarivy
Contains the scope, tasks, documents, screening results, findings, decisions and audit trail.
Disposition
Workflow
Plain meaning
The documented outcome of an alert, match or case, such as false positive, cleared, escalated, approved or rejected.
In Clarivy
Requires a named analyst, rationale and applicable approval controls.
Match / hit
AML/CFT
Plain meaning
A potential correspondence returned by sanctions, PEP, watchlist or adverse-media screening.
In Clarivy
Treats a hit as an item for analyst resolution, not proof of identity or wrongdoing.
False positive
AML/CFT
Plain meaning
An alert or potential match that an analyst determines does not concern the screened party.
In Clarivy
Preserves the resolution reason, analyst and supporting information.
Risk rating
Due diligence
Plain meaning
A policy-defined classification such as low, medium or high based on documented risk factors.
In Clarivy
Preserves each assessment as a versioned snapshot rather than overwriting prior results.
Customer risk assessment
Due diligence
Plain meaning
A structured assessment of customer, geography, product, channel and transactional risk factors.
In Clarivy
Connects contributing factors and policy rules to an explainable rating and analyst review.
Ongoing monitoring
AML/CFT
Plain meaning
Periodic or event-driven review of customer information, screening results and activity after onboarding.
In Clarivy
Can open a new review from approved triggers while preserving the prior case outcome.
Request for information (RFI)
Workflow
Plain meaning
A controlled request for missing or clarifying information needed to progress a case.
In Clarivy
Tracks the approved template, recipient, due date, delivery, reminders, submissions and review.
Service level (SLA)
Workflow
Plain meaning
The target time for triage, investigation, review or response.
In Clarivy
Supports due dates and escalation without silently changing a case outcome.
Evidence ledger
Evidence
Plain meaning
A structured record of claims, documents, sources, review states and integrity data.
In Clarivy
Keeps proof attached to the statement and policy gate it supports.
Evidence lineage
Evidence
Plain meaning
The history of where evidence came from and what happened to it.
In Clarivy
Lets another reviewer reconstruct the case.
Provenance
Evidence
Plain meaning
Origin, time, collector, source and context of information.
In Clarivy
Prevents unattributed content from becoming a decision input.
Content hash
Evidence
Plain meaning
A digital fingerprint such as SHA-256 calculated from content.
In Clarivy
Shows whether preserved content changed; it does not prove truth or authenticity.
Policy snapshot
Workflow
Plain meaning
An immutable published version of workflow rules bound to a case.
In Clarivy
Shows which requirements applied when the case ran.
Decision lineage
Workflow
Plain meaning
An append-only record of actors, actions, rationale and outcomes.
In Clarivy
Provides accountability without overwriting history.
Maker–checker
Workflow
Plain meaning
One person prepares or reviews and another checks or approves.
In Clarivy
Can be required for selected high-impact gates and policy releases.
Idempotency
Integration
Plain meaning
Repeating the same request does not create duplicate effects.
In Clarivy
Protects case creation, messages and webhook processing.
Replay protection
Integration
Plain meaning
Rejecting old or already-processed signed events.
In Clarivy
Uses timestamps, event identifiers and deduplication.
KYB
Due diligence
Plain meaning
Know Your Business: verifying a legal entity, ownership, activity and legitimacy.
In Clarivy
Treats KYB as a controlled evidence workflow, not one score.
CDD
Due diligence
Plain meaning
Standard customer due-diligence checks.
In Clarivy
Maps required proof to policy-driven gates.
EDD
Due diligence
Plain meaning
Deeper review when risk or uncertainty is higher.
In Clarivy
Adds evidence requirements and reviewer gates.
UBO
Due diligence
Plain meaning
The natural person who ultimately owns or controls an entity.
In Clarivy
Preserves the approved provider or source and human resolution.
PEP
AML/CFT
Plain meaning
Politically Exposed Person: an individual entrusted with a prominent public function, plus relevant family members or close associates according to applicable policy.
In Clarivy
Stores screening results and routes potential matches to analyst review.
Sanctions screening
AML/CFT
Plain meaning
Checking parties against applicable sanctions and watchlists.
In Clarivy
Preserves provider results, list and dataset versions, match details, analyst disposition and rationale.
Adverse media
AML/CFT
Plain meaning
Potentially relevant negative news or public information about financial crime or other policy-defined risk.
In Clarivy
Treats results as review inputs that require source assessment and analyst disposition.
STR / SAR
AML/CFT
Plain meaning
Suspicious Transaction or Activity Report.
In Clarivy
Does not autonomously decide or file one.
Legal basis
Privacy
Plain meaning
The lawful justification for processing data.
In Clarivy
Must be recorded before evidence work begins.
Purpose limitation
Privacy
Plain meaning
Using data only for the authorized reason.
In Clarivy
Binds evidence work to a stated case purpose.
DPIA
Privacy
Plain meaning
Data Protection Impact Assessment for higher-risk processing.
In Clarivy
Part of production readiness for approved customer use cases.
Tenant isolation
Security
Plain meaning
Preventing one organization from seeing another organization’s data.
In Clarivy
Derives tenant context on the server and applies it to every case request.
RLS
Security
Plain meaning
PostgreSQL Row-Level Security restricts database rows using server-set context.
In Clarivy
Required for the authoritative multi-tenant production store.
KMS
Security
Plain meaning
A managed key-management service.
In Clarivy
Protects signing and encryption keys with rotation and audit controls.
LLM harness
AI
Plain meaning
The authorization, privacy, prompt, validation, provenance and evaluation controls around a model.
In Clarivy
Prevents raw model output from becoming evidence or a decision.
RAG
AI
Plain meaning
Retrieval-Augmented Generation supplies selected source material before a model answers.
In Clarivy
Retrieval is tenant- and case-filtered and every citation is revalidated.
OCR
AI
Plain meaning
Optical Character Recognition extracts text from images or scanned documents.
In Clarivy
Produces page-linked provisional fields that require review.
Confidence
AI
Plain meaning
A measure of extraction or model certainty.
In Clarivy
Routes review effort; it is never presented as merchant risk.